Low credit scores, late payments showing on your credit report, recently bankrupt, prior foreclosure, or behind on payments?
Do you own your home and need cash to pay bills? Want to buy a home and need 100% financing? It can happen! Low credit scores, recent bankruptcy, foreclosure or late payments don't have to keep you from achieving your dreams!
Afraid to shop around for a loan and further lower your credit score? Now you can be initially pre-qualified free of credit inquiries! We work with lenders that don't obtain your credit report until after you've been initially pre-qualified! That can mean freedom from multiple credit inquiries and you keep your credit score up!
Bankruptcy, foreclosure, judgments, charge-offs, medical bills, no credit, bad credit, turned down, etc.—we can help!
Today, turn your dreams into reality.
Self-help Resources
TransUnion 800-916-8800 also 800-888-4213
P.O. Box 2000
Chester, PA 19022-2000
Equifax 888-397-3742
P.O. Box 740256
Atlanta, GA 30374-0256
Experian 888-397-3742
Disputes not accepted by mail or telephone, file on line http://www.experian.com/
Fair Credit Reporting 877-382-4357
Credit Repair - Self Help
Your credit score is a number based on information in your credit file that shows how likely you are to pay a loan back on time-the higher your score, the less risk you represent. The credit score that lenders use is called a FICO score. Your FICO score helps a lender determine whether you qualify for a loan and what interest rate you'll pay. FICO scores are calculated from credit data in your credit file that can be grouped into five categories:
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Payment History
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Amounts Owed
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Length of Credit History
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New Credit
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Types of Credit Used
Lenders also look at your income, employment history, and credit history. A score is a snapshot of your risk at a particular point in time and changes as new information is added to your file. |
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