Credit Problems

Low credit scores, late payments showing on your credit report, recently bankrupt, prior foreclosure, or behind on payments?

Do you own your home and need cash to pay bills? Want to buy a home and need 100% financing? It can happen! Low credit scores, recent bankruptcy, foreclosure or late payments don't have to keep you from achieving your dreams!

Afraid to shop around for a loan and further lower your credit score? Now you can be initially pre-qualified free of credit inquiries! We work with lenders that don't obtain your credit report until after you've been initially pre-qualified! That can mean freedom from multiple credit inquiries and you keep your credit score up!

Bankruptcy, foreclosure, judgments, charge-offs, medical bills, no credit, bad credit, turned down, etc.—we can help!

Self-help Resources

Your credit score is a number based on information in your credit file that shows how likely you are to pay a loan back on time-the higher your score, the less risk you represent. The credit score that lenders use is called a FICO score. Your FICO score helps a lender determine whether you qualify for a loan and what interest rate you'll pay. FICO scores are calculated from credit data in your credit file that can be grouped into five categories:

NOTICE AND DISCLAIMER: Listings, links and any other content on this site are provided for information purposes only. With regard to properties, all measurements, taxes, age, financial & school data are approximate and provided by other sources. Buyer should independently verify same before relying thereon. Services, merchandise and user contributions are provided by independent sources without warranty of any kind, expressed or implied, by the owner of this website, its partners or affiliates. There is absolutely no express or implied warranty on any content contained herein without limitation. User agrees to hold mySATexas.com, its owner, its partners and its affiliates harmless from any and all losses, damages, costs, expenses and other claims that may arise in any way from the use, reference or reliance on any information in this site. A user expressly warrants that any information contained in this website will not be used for any unlawful purpose, that the user will comply with all regulatory requirements connected with the use of this website and that there is no contract or legal obligation of any kind.

Equal Housing Opportunity. All rights reserved.

ABR - Accredited Buyer Representative

Less-Than-Perfect-Credit? We can help!

Self-help Resources