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Buying a Home Simplified by Vini Shaw

 

Buying a Home Simplified with Apex Lending     

         (call for current offerings)

 

 

 ·       FAST APPROVALS! In 24 – 48 hrs - Low closing costs

·       200+ Loan programs in 26 states – Best Competitive Rates

·       Apply Online / Credit Report

·       Online Mortgage Calculator and Loan Qualifier Tools 

·       In-house Processing – FHA, VA, TX Vet, Conventional loans

·       In-house Closing Department results into Fast Closings

·       Leader in Creative Lending for Residential and Commercial loans 

 

RESIDENTAL HOME FINANCING PROGRAMS:

·        100% Financing – Full Doc – 580+ score – 6% closing costs – My Community Mortgage

·        100% Stated income loans (self-employed) – 640+ score

·        100% with 12 months bank statements – if self-employed with CPA letter or DBA

·        100% Financing – No Doc, 680+ score

·        80/20% 2 yr. wage earner same industry 640+ score

·        95% Second Vacation Home

·        New Home Construction and Lot Loans 

 

FOREIGN NATIONALS PROGRAMS:

·        95% Foreign Nationals – No SSN / Need US tax Id           (2 months pay checks – Alternative Credit – Utility, Phone, and Car etc.)  

·        70% Foreign Nationals – with Passport – 30% down payment – No SSN / Credit check 

 

SPECIAL PROGRAMS:

·        Down Payment Assistance / 1st Time Home Buyer programs with City Incentive (HIP)

·        NO PMI and NO ESCROWS Required  (Taxes + Ins)

·        1 day out of BK, Charge Offs, Collections, Judgments, tax liens do not have to be paid off. 

 

INVESTORS PROGRAMS:

·        103% for Investors with 680 Stated, 660 full doc for purchases – No Seasoning required

·        Cash-out Refinance 0-6mths – 80% LTV, 6-12mths 90% LTV for Investors

·        Commercial Lending – Stated Income/Stated Assets – 20% down

 

Vini Shah (Mortgage Broker Lic # 42977) - YOUR LOAN ADVISOR FOR LIFE

Return to Apply On Line

 

 

 

 





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